Risk Assessment Portfolio
Check a company before you extend credit, onboard a vendor or sign a deal, then keep watching it. Profiles, financial health, compliance, legal cases and risk scores in one place, with alerts when something changes.
Overview
A business risk platform for checking, scoring and monitoring the companies you lend to, sell to and buy from, built on public records and statutory filings obtained from authorized sources.
- Company profiles from public records and statutory filings
- Risk scores with the reasons shown alongside
- Portfolio monitoring with alerts and early warnings
- Reports and APIs for your own workflows
Risk Assessment Portfolio is in development. The features on this page describe what we are building and may change before launch.
Who it is for
For teams that decide who to trust with credit, supply or a deal.
Lending and credit teams
Appraise borrowers faster and spot stress early across a loan book.
Procurement and supply chain
Check vendors before onboarding and keep watch on critical suppliers.
B2B sales and finance
Set customer credit limits on evidence and reduce receivables risk.
Compliance and legal
Run know-your-business and third-party due diligence checks the same way every time.
Investors and advisors
Screen targets and counterparties before a deal and while you hold it.
Leadership teams
See counterparty and concentration risk across the business in one place.
Capabilities
What it will do
- 01
Company profiles
One view of a company, assembled from public records and statutory filings.
- Registration, status and incorporation details
- Directors, signatories and their other companies
- Shareholding, charges and filing history
- 02
Financial health
Filed financial statements turned into ratios, trends and peer comparisons.
- Profitability, liquidity and leverage ratios
- Multi-year trends from filed accounts
- Comparison with peers in the same sector
- 03
Compliance and legal checks
Signals on statutory compliance and on disputes involving the company and its directors.
- GST registration and return filing status
- Registry filing and provident fund contribution signals
- Court cases, insolvency and winding-up proceedings
- 04
Risk scores
A clear score for each company, with the reasons behind it shown alongside.
- Financial, compliance and legal signals combined
- An explanation for every change in score
- Thresholds you can match to your own risk policy
- 05
Portfolio monitoring
Group customers, suppliers or borrowers into portfolios and watch them continuously.
- Alerts on new charges, cases and director changes
- Early warnings on missed or late filings
- Dashboards by segment, region or relationship owner
- 06
Reports and APIs
Share findings as reports, or run checks inside the systems you already use.
- Downloadable due diligence reports
- APIs for onboarding, credit and procurement workflows
- Bulk checks for large customer or vendor lists
How it works
From a single search to a monitored portfolio.
Step 01
Search
Find a company by name, CIN, LLPIN or GSTIN.
You get The matched company record
Step 02
Assess
Review the profile, financials, compliance status and legal history.
You get A risk score with reasons
Step 03
Decide
Set a credit limit, approve a vendor or refer the case for review, with the evidence attached.
You get A documented decision
Step 04
Monitor
Add the company to a portfolio and get alerted when something changes.
You get Alerts and early warnings
Step 05
Report
Export a due diligence report, or send results to your systems through APIs.
You get A report or an API response
Questions
Questions about the product
When will Risk Assessment Portfolio launch?
It is in development. Request early access and we will contact you as the first release gets ready.
Which companies will it cover?
The first release focuses on companies and limited liability partnerships registered in India.
Where will the data come from?
From public records and statutory filings, such as company registry filings, GST records and court records, together with any information you choose to add about your own customers and suppliers.
Can it connect to our ERP, CRM or loan management system?
Yes. APIs are part of the plan, so checks can run inside your onboarding, credit and procurement workflows. Our enterprise applications team can handle the integration.
How will personal data be handled?
Details of directors and signatories that are made public under a legal obligation, such as company registry filings, will be used only for business due diligence, with access controls, audit logs and retention limits designed around India's Digital Personal Data Protection Act, 2023.
How do we get early access?
Use our contact form and choose Risk Assessment Portfolio (early access) as the topic. Tell us about your use case and roughly how many companies you need to track, and we will add you to the early access list.
Want early access?
Tell us what you need to check and monitor, and roughly how many companies. We will keep you posted on the launch.